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If the mention of disability cars conjures up images of the three-wheeled invalid car, once a fairly common sight on Britain's roads, then likely you don't belong to today's modern Twitter and Facebook generation. Not that you're past it, or anything like that, but the three-wheeled Invacar ain't been seen for decades. In fact, the smart people carrier overtaking you on the road these days might just be driven by a disabled driver. And you wouldn't even know it - which tells you how much the disability car has changed.

Owning an auto provides you with a great sense of liberty.

Having the power to go off for a drive at the drop of a hat is a luxury that's well worth having and shouldn't be treated disrespectfully. You obviously need car insurance as employing an automobile carries many responsibilities. You should also be responsible when it comes to driving in order to avoid accidents. As with all vehicles there are lots of moving parts, every one of which can go bad. This isn't to claim that they can. Like many things if something is well looked after then it can last a very long time.

Unless I'm hopelessly lost, I try not to use my Sat Nav. Not because I find the voice irritating, not because it's a distraction; I'm just convinced that it's trying to do me in.